DEALER PARTNER PROGRAM

You know the equipment.
We know the financing.

Send us the customer, keep selling, and we’ll handle the part that usually stalls the deal.

Placed through a network of 50+ lenders. Nationwide, lower 48. All credit tiers. Startups considered.

WHAT WE CAN PLACE

50+ lender relationships, not one credit box

All credit tiers, A through D

Startups and first-time buyers

New and used equipment

Dealer sales and private party

Nationwide, lower 48

Most deals move on bank statements alone

HOW THE DEAL CAN BE STRUCTURED

Terms from 12 to 84 months

Zero-down programs available on qualifying deals

Corp-only available, no stated maximum

Equipment finance agreements and traditional loans

$1 buyout options and TRAC leases


Requirements vary by lender, equipment, and deal size — a startup tow operator and a first-time OTR buyer aren’t judged the same way, and they don’t go to the same bank. That’s the point of the network.

OUR PROCESS

From your handshake to their keys.

You send us the customer.
Call, text, email, or send them our application link. We take it from there.

We pre-vet before anyone wastes time.
We call the customer and get their story. If the deal isn’t realistic, you hear that from us quickly — before you’ve held equipment or spent another week on it.

We pull what we can pull ourselves.
Credit, Secretary of State, anything we can gather without bothering your customer. We only ask them for what we can’t get on our own, and we ask for all of it at once.

We submit where the deal actually fits.
Never more than three banks at a time, and only banks whose credit box the deal matches. We don't paper the market and hope.

You get a credit decision, usually same day.
Submitted in the morning, we generally have an answer that afternoon. Submitted in the afternoon, generally the next morning.

02

03

04

05

06

What actually happens between the moment you hand us a customer and the moment they drive off your lot.

01

You hear the outcome either way.
Approved or declined, we call you. You never find out from your customer three days later that the deal died.

We need two things from you.
The final invoice and a copy of the title. That's it.

Contracts out, contracts signed.
We send, the customer signs, we handle the paperwork back to the bank.

The bank funds.
Typically 24 to 48 hours after signed contracts, depending on the lender's funding schedule.

07

08

09

We need two things from you.
The final invoice and a copy of the title. That's it.

Contracts out, contracts signed.
We send, the customer signs, we handle the paperwork back to the bank.

The bank funds.
Typically 24 to 48 hours after signed contracts, depending on the lender's funding schedule.

We pre-vet before anyone wastes time.
We call the customer and get their story. If the deal isn’t realistic, you hear that from us quickly — before you’ve held equipment or spent another week on it.

We pull what we can pull ourselves.
Credit, Secretary of State, anything we can gather without bothering your customer. We only ask them for what we can’t get on our own, and we ask for all of it at once.

We submit where the deal actually fits.
Never more than three banks at a time, and only banks whose credit box the deal matches. We don't paper the market and hope.

You get a credit decision, usually same day.
Submitted in the morning, we generally have an answer that afternoon. Submitted in the afternoon, generally the next morning.